Buyer's guide

First, understand how much you can afford to spend on a house. Consider down payments, monthly mortgage payments, and additional costs.  

首先，要了解自己能够承担的购房费用。考虑首付、月供和额外费用。

Meet with lenders to get an estimate of what you might be able to borrow.  

与贷款机构会面，估算您可能获得的贷款额度。

A good agent can guide you more efficiently through the buying process.

一个好的经纪人可以指导您更有效地完成购房过程。

Based on your budget and preferences, begin your search. Consider factors like location, size, and amenities

根据您的预算和偏好，开始搜索。考虑位置、面积和设施等因素 

Once you find a home you like, submit an offer based on the market research and what you believe the property is worth.

找到喜欢的房子后，根据市场调查和您认为的房产价值出价。

An inspection can reveal potential issues with the property that might not be visible during a regular visit.

验房可以发现在常规检查中可能看不到的潜在问题。

Use the inspection results to renegotiate the terms or the price of the home.

利用验房的结果重新谈判房屋条款或价格。

Work with your lender to submit all necessary documentation and finalize your mortgage.

与您的贷款机构合作，提交所有必要文件并最终完成抵押贷款。

The lender will schedule an appraisal to determine the home's value and ensure the loan amount is appropriate.

贷款机构将安排一次评估，以确定房屋的价值，确保贷款额度合适。

Your agent and lender will help coordinate all the necessary paperwork for the home purchase

您的代理和贷款机构将帮助协调购房所需的所有文书工作

Attend the closing, where you'll finalize your paperwork, make necessary payments, and receive the keys to your new home.

参加过户仪式，您将在仪式上完成文书工作、支付必要款项并领取新房钥匙。

Congratulations! It's time to move into your new home and begin this exciting new chapter.

恭喜您！ 是时候搬进您的新家，开始这激动人心的新篇章了。